Oakridge Healthcare Home Medical Practice Financing Programs Oakridge Healthcare the Physician Financing Experts Medical Equipment Leasing FAQ's Contact Oakridge Healthcare Oakridge Healthcare Leasing and Loan Forms
Oakridge Healthcare for Medical Practice  Loans, Leases, SBA Loans, Debt Consolidation Medical Practice Financing Physician Loans and Leases Dental Practice Loans and Leases
 
Oakridge Healthcare Financing Programs
 

Equipment Financing:

Oakridge Leasing Healthcare specializes in helping start or expand healthcare practices with the financing of their equipment acquisitions.

  • Application only to $250,000; Financials required $250,000+
  • Terms up to 7 years (10 years also available).
  • Flexible Terms up to 7 years.
  • Deferred payments allow you take get equipment now without making any payments for 120 days.
  • Practice Builder graduated payment plan's available that have lower payments for the first year.
  • Finance 100+% of the equipment cost (including delivery, installation, training, and extended warranties)
 

Practice Expansion Financing:

  • Cover construction, working capital, and equipment needs when opening a 2nd office, relocation, expansion, or remodeling.
  • $100,000 to $2,000,000
  • 15 year term's for lowest payments, early payout ok
  • Minimum 1 year license required
  • lien typically placed on existing and new practice
  • Fixed or Variable rates available
  • Up to 12 months interest only or 4 months deferred

New Practice Loan Program:

  • Cover construction and working capital needs with this program.
  • Up to $350,000
  • 15 year term's for lowest payments, early payout ok
  • Minimum 1 year license required
  • Fixed rates
  • 36 month Graduated Payment Option

Physician SBA Loans:

  • Financing up to 90%
  • Can include: land, buildings, equipment, fixtures, supplies, construction costs, and working capital. Terms up to 10 years (more if building included)
  • $150,000+ (requires Financial's & business plan) [more information]

Practice Debt Consolidation:

  • Complete practice debt refinancing. Extend short term liabilities, increase cash flow, by obtaining lower rate and extended term, consolidate multiple payments into one easy payment, term out all current revolving debt.
  • $100,000 - $2,000,000 with up to 15 year terms.
  • Up to 12 months interest only

Practice Acquisitions:

  • Financing assistance to healthcare providers in the acquisition of existing facilities.

Working Capital

  • Money can be used for anything to do with the practice (i.e. build-out, expansion, acquisition, renovations, payroll, marketing). New doctors are ok. Personal Guarantee(s) required.
  • $15,000-$150,000 (may require tax returns and/or Financial's)

Leasehold Improvement Financing:

  • Limited, partial or non-recourse loans and lease options for equipment, tenant improvements, and working capital.
  • $100,000+ (requires Financial's)

Medical Accounts Receivable Financing:

  • Flexible financing for your working capital, turnarounds, recapitalizations and various growth needs.
  • Revolving Lines of Credit, Purchase Facilities, Term Notes, DIP Financing.
  • $100,000-$4,000,000.

Use your existing 401K or IRA:

  • Use your 401(a) pension, profit sharing, 401(k), 403(b), 457, other qualified retirement plan, IRA and rollover IRA money without distributions, taxes, penalties, or loans, to fund your new practice or business.
  • $50,000+
 
 
The Right Fit For Your Business
 
  Tax Lease If structured to meet the IRS guidelines, you can write off the entire lease payment and an expense (off-balance sheet). The purchase option is a FMV (Fair Market Value). This is a good choice if the equipment will become obsolete within 3/5 years. Gives you the choice of ownership at the end of term.  
  Capital Lease This is, in effect a conditional sale, usually contains a "dollar out" or 10% PUT (Payment Upon Termination) purchase option. Some high liability equipment must be structured as a Capital Lease. Good option if you intend on owning the equipment, since you can deduct interest charges and get the depreciation benefits.  
  Municipal Lease This is a tax-exempt lease specifically designed for federal, state, town, city, or county owned medical facilities. Lessee must qualify as an issuer of tax-exempt obligations as designated under Section 103 of the Internal Revenue Code, as amended. Great choice if you want to own the equipment, since title automatically transfers at the end of the lease.  
  Sale/Leaseback Existing equipment can be purchased by us and "rented" back to you. This returns "cash" to you immediately and you can match your procedure revenues to the monthly lease payments.  
 
 
 
 

For more information on how we can help you get the full benefit of the equipment you need without having to buy it, call:

1-800-485-5759 x705

 
 
 
 
If you are an equipment manufacturer and would like information on our Vendor program:
 
         
Our Privacy Policy